Karen Lee Bertiger
CRB, CRS, e-PRO, GRI, RECS
FLORIDA LIC. REAL ESTATE BROKER
ARIZONA LIC. REAL ESTATE BROKER

INVESTMENT/INCOME REAL ESTATE
SPECIALIST

One # Access Toll Free: 1-888-768-4454  


Florida License Registered Branch Office:
901 SW Martin Downs Blvd, Ste 304A
Palm City, FL 34990
PLEASE DIRECT ALL FLORIDA BROKER MAIL TO:
Florida Branch Office Mailing Address:
PO Box 2449
Palm City, FL 34991-2449

AZ Office Mailing Address:
PO Box 1747
Barrington, IL 60011-1747
We Do Not Currently Have an Office
Location in Arizona

Investment Real Estate Brokerage & Asset Management (Not Property Mgmt)

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A NOTE ABOUT BROKER & REFERRAL DATABASES

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SECURE PRIVATE CLIENT NETWORK
CUSTOMER RICH CONTENT ACCESS
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      NETWORK)
               
 
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COMMERCIAL-INVESTMENT INFO
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INVESTMENT RESEARCH LINKS
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ABOUT EXCHANGES
WHAT TO DO BEFORE YOU EXCHANGE!
RISK ANALYSIS



RESIDENTIAL INVESTMENT
INFORMATION & EDUCATION
ONLY (
An Info Service Only - I Am NOT in the General Residential Brokerage Business - My Practice is Limited to Commercial Investment):
SEARCH 4  RESIDENTIAL PROPERTIES
A LA CARTE REAL ESTATE SERVICES

CLIENT OR CUSTOMER?
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GUARANTEED SALE PROGRAM (For Portfolios of Properties Only)
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PRE-FORECLOSURE PURCHASES/ASSISTANCE (PORTFOLIOS OF INVESTMENTS ONLY):
REALTY-WANTED.COM
GUARANTEED SALE PROGRAM
REASONS FORECLOSURE HAPPENS
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GENERAL BROKERAGE INFORMATION:
PRESS RELEASES & PRESS COVERAGE
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National Association of Realtors
® 2008       Code of Ethics

Celebrating 25+ Years Career Experience in Investment Real Estate in 2008 With  30+ Years As An Investor


©2003-2008   Karen Lee Bertiger.   ALL RIGHTS RESERVED WORLDWIDE.
Privacy Policy

This web & its information is a service to Karen Lee Bertiger's prospects, customers and clients. While designed to provide accurate and authoritative information, it is not meant as a substitute for your own CPA, professional tax advisor, or attorney. Investment real estate tax planning depends on your individual facts and circumstances. You should always consult with your own tax advisor to determine if the ideas and techniques discussed here apply to your situation.  It is offered with the understanding that Karen Lee Bertiger is not engaged in rendering legal, tax or accounting service.  If legal advice or other expert tax or accounting assistance is required, the opinion or the services of a competent professional person in those disciplines should be sought. The information contained in this web is offered in good faith, developed from sources deemed to be reliable, and believed to be accurate when prepared, but is offered without warranty, express or implied, as to its merchantability, fitness for a particular purpose, or any other matter. Karen Lee Bertiger disclaims all responsibility for any loss or damage arising from reliance on such information by any party.

E-PRO, Working With the Best Pays Off



Client or Customer?

Know the Difference

A client is a party who has signed an agency employment agreement with me for buying, selling or consultation. I owe a fiduciary duty to clients. It is my Office Policy to work only with clients on those tasks that require a real estate licensee in Arizona. My Office Policy in Florida is that all types of representation will be explained to my buying and selling prospects, but I generally work as a Nonrepresentative unless there is some over-riding reason that a Transaction Broker or Single Agent agreement is in the prospect's best interests. Because I am an active marketer, being your marketing or transaction broker on Florida transactions should work primarily to your benefit. Should you wish to utilize services which do not require a real estate licensee, AND have no need for such licensee services, I recommend our independent contractor degreed marketing professionals. 

When Selling

In Arizona as a seller, the most important point in hiring a real estate broker is to keep in mind that you need an advocate to help you get the most for your property, in the least amount of time with as few problems as possible. In Arizona it is not common in smaller residential and commercial transactions for buyers and sellers to consult with attorneys, or to use attorneys for the closing. In many instances investors only use the escrow/title company. In Florida it is more common to use attorneys for real estate closings. I recommend that you always have all real estate contracts reviewed by a competent legal professional, and when possible, do as the larger investors do and have your real estate attorney close the transaction. Your broker needs to be an expert in real estate financial analysis, market analysis and negotiating. Your broker also needs experience in handling the disclosure requirements sellers must make in compliance with federal and state laws regarding the sale and transfer of property. I have a list of more than 60 items which sellers may need to disclose when selling property. Would you be able to list all of them?

When Buying

I believe Arizona buyers also need an advocate in negotiating and obtaining authoritative sources for any information concerning your target property that may be a material issue. For instance, although Arizona state law does not require that sellers disclose “stigmas” affecting their property, and the seller’s agent may be absolved of disclosure as well, you may still have an interest in determining if such information would affect the price you would be willing to pay. In Florida, it may also be to a buyer's benefit to employ a broker as a single agent. Dual agency is not legal in Florida. In Arizona dual agency is practiced as often as possible by most brokers (called "double dipping because the agent gets both sides of the commission.) When was the last time you were willing to let your attorney operate as a dual agent for both yourself and your opposition? Whether in Arizona or Florida, I will only work in a single agency capacity for a prospect who requires fiduciary-level services. In order to become a client, instead of a customer, a scope of services agreement and an exclusive employment agreement must be signed as part of our office policy. It is my policy never to act as an agent for someone without written agreements defining the scope of services I am to provide. One cannot serve two masters well.

What is "Agency?"

Agency is when a contract is formed whereby an agent represents another who has given authority to do so. I have an Agency Policy that requires a written agreement, outlining the scope of my services, before I will become any party’s “agent” in either Arizona or Florida. Although no longer required by Arizona law (for buyers), I believe a written “scope of service” buyer's broker agreement to be a prudent, reasonable business standard of care. Florida law requires a notice be given to all parties when utilizing the services of a real estate licensee. Click here to see a part of that notice. I strive to  provide the best personal service to my prospects while reducing the possibility of misunderstandings. For buying prospects who want to remain in “customer” status for services requiring a real estate license in Arizona, it is my policy to refer the customer to another broker who will work with you on those terms. In Arizona your listing broker is always your fiduciary agent.  I am happy to work as your transaction broker in Florida, whether you are buying or selling, and you wish to expand the scope of services to be provided beyond that of a Nonrepresentative.

Marketing Only - No Real Estate Licensee Services

When a party only needs marketing services, I recommend my marketing professional subcontractors who serve only customers not needing the services of a real estate licensee.

Call me toll-free at 1-888-768-4454 or direct 772-631-1605.